Showing posts with label ADVISED. Show all posts

Thursday, November 23, 2023

How To Start MASTERING YOUR MONEY

HOW TO USE MASTERING YOUR MONEY TO DESIRE

I need more money

Money is the root of all evil. Money cannot make you happy. Money will not solve your problems. Money is not everything. All these negative thoughts about money. Opinions are not facts. No wonder people are broken, struggling and hateful.

But money is worse. So why work all week for it? Why do people play the lotto, start a business and go to Las Vegas to win it? People scratch and claw for overtime. People work 2-3 jobs for money. Why? Because they need more of it. Churches need money, charities are asking for donations, and schools are always asking for help.Those organizations need money.

How To Deal With(A) Very Bad STOCK MARKET BASICS

How I Improved My STOCK MARKET BASICS

Financial markets provide its participants with the most favorable conditions for buying/selling financials. They have tools inside. Its main functions are: Guaranteed liquidity, built into asset prices. Establishment and reduction of supply and demand. Operating expenses by its market participants. There are different types of instruments in the financial market, so it is. The effectiveness depends entirely on the organized equipment. Usually it is. Can be classified according to financial type. Tools and equipment were paid for as per the terms. wear a variety of equipment

The market can be divided into promissory notes and A security (stock market). The first one is included. Promissory note with the rights of the holders. fixed amount in future and obliging the latter is called the promissory note market. Paying a fixed amount as per the issuer. Returns received after payment of all promissory notes. And this is called stock market. There are also types. Both categories refer to securities, such as preference shares and convertible bonds. They are also called fixed return instruments.

Another classification is due to loan repayment terms. The machines are: the highly liquid asset market (money market) and the capital market. The first refers to the short-term commitment of the market focus with the asset. up to 12 months of age. The second refers to the market. Long term promissory note with instruments 1 2 months before due. This classification can be referred to for bonds. As a sole market its instruments have a fixed expiry date, however there is no stock market.

As mentioned earlier, purchasers of common shares. Usually the company-issuer and invests its own funds. Receiving. Their weight in the process of formation. The decision depends on the number of shares in the company. He has financial experience. Company, its market share and potential future share. Can be divided into several groups.

1. Blue Chips

Stocks of large companies with long records of profits. Growth, annual revenue over $4 billion, large capital. And dividend payments are called sustainability blue chips.

2. Growth Stock

The shares of such a company grow rapidly; Its manager usually. Follows the principle of revenue reinvestment. Development and modernization of the company. these/. Companies rarely pay dividends if they do. Dividends are minimal as compared to other companies.

3. Income Stock

Income shares are high and. including company stock. Stable income that pays high dividends to shareholders. Shares of such companies are usually used in mutual funds. Schemes for middle aged and elderly people.

4. Protective Stock

It is a stock whose price remains stable. Markets can and do perform well during recessions. to reduce risk. When the market moves, they do the right thing. There is demand during sour and economic booms. These categories are widely spread across mutual funds. Useful to better understand the investment process

Keeping this division in mind.

Shares can be issued both domestically and abroad. If a company wants to issue its shares abroad, it can use it. American Depository Receipts (ADRs). ADRs are usually issued. The rights of American banks and shareholders are indicated. Holding shares in a foreign company under assets. Management of a bank. Each addition represents one or more stock holdings. When dealing with stocks other than the buy/sell ratio. On the plus side, you can also get quarterly dividends. They depend on: type of shares, financial condition of the company, division etc. Common shares do not guarantee the payment of dividends. A company's dividend depends on its profits and surplus cash. Dividends differ from each other as they should. With the possibility of payment in different periods. more below. When the time comes, companies don't pay dividends at all, mostly when a company has financial problems or executives make a decision. Reinvest income in business growth. Dividend is an important factor when calculating the authorized share price.

The price of a common share is determined by three main factors:

Annual dividend rate, dividend growth rate and discount. The latter rate is also called the required rate of return. A company with a high risk level is expected to be high. required rate of return. High cash flow high stock. This interdependence defines property versus value. Below we will talk about the breakdown of share prices. Estimate the dividend in three possible cases.

When buying shares other than risk and dividend. It is absolutely necessary to analyze, investigate the company. Calculate its profit/loss, balance, cash flow, distribution of profit among shareholders, salary of managers and officers etc. carefully when you are sure. You can easily buy or sell shares in all aspects of trading. if you don't know

Tuesday, January 3, 2023

HOW TO MAKE MORE MEANING REPRESENTED ABSTRACTLY: AN INTRODUCTION TO METAMONY

Joe has an old leather wallet in his pocket. It has enough notes to buy a new wallet of a better model than the one I saw in a magazine. This purchasing power is specific to him, who alone can use those bills to buy something. Similarly, if he transfers them to someone else, only this other person will own their purchasing power instead.

However, although the person transferring his banknote can always transfer what is under their control, it may not be transferred with their entire property, which is not just his. The bill, as much as it is without their purchasing power, is not theirs alone. For example, they have no right to create or destroy: they are public. Either he or he who controls such notes has purchasing power, hence private ownership.

Indeed, having always only personally owned his banknotes, he could sell them independently of his purchasing power, which he could not represent. However, selling them this way will at least temporarily prevent them from using the same bill to buy anything. Then, recognizing their lost purchasing power as a monetary value for which they must represent it, one can conclude:

All financial values must be personal.

All representations of this must be public or non-public.

Yet, if not, who else can sell, buy, create or destroy its equivalent bank notes? This question should be insignificant if he has the bills instead of their monetary value. However, since the purchasing power of each bill may change when people sell, buy, create or destroy such bills, the same question becomes important. In fact, part of the answer is that commercial banks now sell most of what they create in the money supply, a process called fractional-reserve banking.

Commercial Commission

According to the Federal Reserve Bank of Chicago, [1] fractional-reserve banking originated from:

Then, bankers found that they could make loans to borrowers promising to pay them, or with bank notes. This is how banks start making money.

Bankers were also required, but - and still required - to have sufficient money to meet expected withdrawals, at any given time: "sufficient metallic money to be kept on hand, regardless of the amount of the ticket" paid to redeem it.

Hence the name "fractional-reserve banking": commercial banks must hold as a reserve a fraction of the deposited money - which legally (since 1971) is no longer "metallic money" but simply a public loan - to meet withdrawal requirements. "Under current regulations, the requirement for most business accounts is 10%."

In the fractional-reserve banking system on which much of today's international economy depends, commercial banks make money by lending it, so in the form of a personal loan.

Transaction deposits are the modern equivalent of bank notes. It was a short step from printing notes to creating book entries that accumulated borrowers' deposits, which borrowers could "spend" by writing checks, thereby "printing" their own money.

For example, when a commercial bank accepts a new deposit of $10,000.00, 10% of this new deposit becomes the bank's reserve to lend up to $9,000.00 (90% with savings) to the account, without taking back the money borrowed from the source, at interest. Similarly, if that maximum $9,000.00 loan occurs and the borrower deposits it into another account, either at the same bank or not, 10% of that is reserved for loans up to $8,100.00 at the next bank (now 90% in excess stock). As usual, even if the money is not withdrawn from the source account, the bank charges interest on the loan. This process can continue indefinitely, adding $90,000.00 to the money supply, valued only as loans received from their borrowers: after countless repeated loans of 90% fractions from the $10,000.00 original deposit, that same deposit will eventually return to itself. 10% becomes the reserve totaling $100,000.00. [2]

Thus in each phase of expansion, "money" can increase by a total of 10 times the amount of new reserves supplied to the banking system, as new deposits created by credit in each phase exceed and add to those created in all previous phases. For deposits provided. Creates an initial reserve.

Yet how can credit alone create new money? How can a loan reverse its outstanding balance? Something else has to happen here besides just debt. What else is going on in the entire commercial banking system? First, there is a deposit. Then, up to a fraction (90%) of this deposit is loaned on interest, which the bank never recovers from the source account. Finally, the borrower can transfer the loan to another account in the same or another bank. Suddenly, trillion-dollar

Friday, December 30, 2022

How To Quit SOME SECRET INFORMATION ABOUT MONEY In 5 Days

HOW TO SAVE MONEY WITH SOME SECRET INFORMATION ABOUT MONEY?

The topic of money is probably more discussed than any other topic. The reason is not far-fetched. In modern business, there is no tool or vehicle other than money. There is no such market in the world where money is not required for transactions.

Because of the importance of money, many wars that have been fought and are still being fought have seen money as a factor. The marriage broke up due to lack of money. There are suicides and murders for money. Splinter groups have emerged from churches and other religious groups as someone seeks to take control of church coffers, not necessarily to establish accountability and transparency but to have unlimited access to funds. Board meetings for money have turned into cheap politics and boot licking. The list of money worries is endless.

Highlighted below are some money secrets that will help you be successful in achieving your true wealth:

1. Money Can Grow Those who have made money legitimately and in their own right, let us tell you that they started their journey to wealth with some 'peanuts' called seed capital. They are able to turn money into great wealth mainly because they know how to grow money. Jim Rohn once said that you should feel sorry for a man who is not a millionaire at heart but a million dollar heiress. Look around you today, how many people have been able to keep or increase their inherited wealth?

A business magazine once asked people to choose between ten million dollars and the one cent that was capable of doubling itself in 45 days. Several readers chose $10,000,000.00 in response to the questioner in the next publication of the magazine. It was later discovered that in 45 days the value of one cent would be over $360,000,000,000.00. The moral of the riddle is that there is no small money. Money which today we hate because of its value/size can be of great value if we put it to good use. Many have squandered away so-called loose change that could grow and enrich them over time. The capital market is a veritable arena for raising large amounts of money. There was a story about a civil servant who continuously invested in shares throughout his career in civil service. When he passed away his children inherited a whopping $625,000.00 through his shares. A wise man would have spent the money invested in stocks in chili soup joints because they were small in value but what they have become over time.

2. Money Can Flow: Money flows where there are viable ideas just as electric current flows through the path of least resistance. Someone once said that if after some time all the wealth in the world were collected and distributed equally to every person on earth, the money would be redistributed to its original owners in roughly the same proportion as the equal distribution. was before

Henry Ford (the man who made his fortune by making cheap cars for Americans) who said that if he lost all his money and business due to an accident, he would come up with another money spinner. If you know how to make money, you can turn any situation into a legitimate opportunity to make money.

When a person is poor but is blessed with talented and intelligent children, his poverty cannot be permanent because the money goes to him through his children. I can't imagine that Bill Gates' father was hungry all his life. Why? Because the money goes to his family through his whiz kid son.

Conversely, when a man prospers financially and is replaced by foolish children who refuse to learn to earn and grow and instead spend their inheritance, their father's wealth is soon history. Will go because money can be transferred.

3. Money can die: From what we have seen so far, it is clear that money can die. The killer of wealth is essentially one, and that is the sudden wealth of the rich with no mindset. A sage has said that the darkest time in a man's life is when he sits down to plan how to spend the money he has not worked for. There are many ways in which people can get instant money. Unless these 'lucky' people learn a thing or two about money, they will end up in the same financial trouble they had before they found their fortune.

4. Money responds to specific stimuli: It was mentioned earlier that money flows where ideas are present. People who have made fortunes will tell you that the number one thing money reacts to is passion for what you do. That is, earning money in a legal way. Many people are misled into believing that one can become rich only through corruption. Nothing could be further from the truth. someone who knows how to solve people's problems in a particular area and is passionate about it

Monday, November 7, 2022

How MONEY ADVICE: 20 MINUTE LESSONS TO HELP YOU GET RICH

How I Improved My MONEY ADVICE: 20 MINUTE LESSONS TO HELP YOU GET RICH In One Day

MONEY ADVICE

Key Money Advice: What You Can Learn in 20 Minutes to Help You Get Rich Here we discuss 19 wise money tips that can make you rich effortlessly but with strong willpower. Napoleon Hill wrote: "Getting rich involves working." So, gain knowledge here and act on it. You will become rich.

1. Live below your means

You heard it. Spend less than you earn to improve your financesAt the end of the day - live beneath your means. Spend 70% of your earnings or invest the remaining money. Baby - it's that simple!

2. Money is only a tool

Money is no different than a car, a spoon or any other device. We use tools to simplify and accomplish a specific task. Take money as a tool and you will achieve much success with it. Money will do what you want without complaint. Money is liquid and therefore likes to move. It will take you anywhere and everywhere. You need money to drive you and money doesn't allow you to drive.

Money Rules:

• *Never “lose your money”

• *Never forget the secret of money

3. Self-improvement – Invest in yourself

The main thing you can accomplish for yourself is to further develop your quality continually.If you want to get rich then invest in the following sectors;

• Education – to conform to the expectations of your peers and community • Health – to be able to do the things ahead • Physical Appearance – to look good, sharp and respectable • Knowledge – to be smart and knowledgeable • Career – to improve your marketable skills • Future – to be something of yours Continually save and invest money • Relationships – You need the support of family and friends to thrive

4ocean is here to clean the ocean and coastlines while working to stop the inflow of plastic by changing consumption habits. They created the 4ocean bracelet and pledged to pull a pound of trash from the ocean for each one purchased, using the profits to scale cleanup operations, make donations to ocean-related nonprofits, and build an organizational infrastructure to support future growth.

4. Stop buying things you don't need

Learn how to manage your money. Value for your money. Don't buy things just to feel good. The things you buy will improve your financial well-being in the long run. Invest in assets and avoid liabilities. Durable items have value because of their ability to be used for a long time.

5. Don't borrow money from family and friends

Best financial practices say "never lend money to family or friends", as the cost of doing so is too high.

You lose both in the end.

6. Tip: Create and count multiple sources of income

Create multiple sources of income because relying on one source is a bad idea.

You need to own things that bring in money but not take away your money... 7 is the recommended income number that one should ideally have.

7. Create a budget

To get rich you need to create a budget to help you manage your money. A spending plan is a monetary arrangement that empowers you to control your cash . Without a financial plan, your cash will control you.

8. Avoid high interest loans - bad debt

Don't take bad loans. Bad loans have high interest rates. Instead of helping you grow financially, bad debt depresses you. Credit card debt is an example of bad debt. Do not use bad debt.

YOU MAY LIKE THIS

**----*--*---*---*---*---*---*---*---*----*----*---*----*---*---*---*----*----*----*--*--**

How To Make Your EXPENDITURE OF EXPENDITURE TO MEET AVAILABLE FUNDS

Look Like A Million Bucks

How To Make Your INVESTIGATORS - DO THEY TRULY KNOW THE

SECURITIES EXCHANGE?

OMG! The Best THREE YEARS AGO RESIGNED AND RETIRED!

**----*--*---*---*---*---*---*---*---*----*----*---*----*---*---*---*----*----*----*--*--**

9. Save regularly and consolidate your savings

Save money regularly to help you grow rich. Building a financial empire starts with your money saving skills. Save and don't withdraw your interest income. Adding up to the interest you earn is the name of the money game.

10. Buy it and keep it

Buy valuable assets with the intention of holding them for a long time (or many years). Buy and hold is a good strategy. Things you can buy to last include; • Real Estate • Stocks

11. Know how to raise money

Know how to raise money and people will come to you for help and advice. People need money for projects but they don't know how to raise funds for projects. You may charge consultation and finder fees. Request to be important for the task.

RECOMMENDED FOR YOU

**----*--*---*---*---*---*---*---*---*----*----*---*----*---*---*---*----*----*----*--*----**

How To Use IMPORTANCE OF PENSION PLANS AND RETIREMENT PROGRAMS

How To Best Sell EIGHT QUESTIONS TO ASK YOUR FINANCIAL ADVISOR

GET 50000 EVERY MONTH THROUGH LIC Saral Pension Yojana, know how.

**----*--*---*---*---*---*---*---*---*----*----*---*----*---*---*---*----*----*----*--*----**

12. Start a small business

People who become billionaires start small businesses. He grew his business for corporate giants over the years. To become truly rich, you need to start your own business.

13. Discover Hidden Investors - Unseen Investors

Come up with a good investment idea. You don't have money to invest but your idea is solid, marketable and profitable. Converse with them and persuade them to put resources into your thought. People who become billionaires use other people's money to improve themselves.

14. Know Yourself – Self-awareness

This means that:

• Knowing and respecting your strengths and weaknesses • Knowing your passions • Knowing your fears • Knowing your desires and dreams • Knowing your thoughts • Knowing your likes and dislikes • Knowing your tolerances • Knowing your limits

Using this knowledge to make money is the easiest way you can design.

15. Give and share your money

You need money to drive you and money does not allow you to drive. If you want to get rich then invest in the following sectors; Education to conform to the expectations of your peers and community Health to be able to do the things ahead Physical Appearance to look good, sharp and respectable Knowledge to be smart and knowledgeable Career to improve your marketable skills Future to be something of yours Continually save and invest money Relationships You need the support of family and friends to thrive 4. Stop buying things you do not need Learn how to manage your money. You need to own things that bring in money but not take away your money... Create a budget To get rich you need to create a budget to help you manage your money. A spending plan is a monetary arrangement that empowers you to control your cash. Save regularly and consolidate your savings Save money regularly to help you grow rich. Adding up to the interest you earn is the name of the money game.10. Know how to raise money Know how to raise money and people will come to you for help and advice. You do not have money to invest but your idea is solid, marketable and profitable.

If you want to get rich then invest in the following sectors; Education to conform to the expectations of your peers and community Health to be able to do the things ahead Physical Appearance to look good, sharp and respectable Knowledge to be smart and knowledgeable Career to improve your marketable skills Future to be something of yours Continually save and invest money Relationships You need the support of family and friends to thrive 4. Save regularly and consolidate your savings Save money regularly to help you grow rich. Know how to raise money Know how to raise money and people will come to you for help and advice.

IMPORTENT VIDEO

How to become a Millionaire in early 20's ? Step by step guide

I wish I knew this in my 20s

FREE E BOOK DOWNLOAD

FAQ--

What is the rule of 30 days with money?

Here's how it works: Instead of making an unplanned impulse purchase, you put that potential purchase on hold for 30 days and deposit the money into your savings account instead. If you still want to buy that item after 30 days expiry, then go for it Otherwise, the money will remain in your savings account.

What is the 80/10/10 rule money?

An 80-10-10 mortgage consists of two mortgages: the first is a fixed-rate loan at 80% of the home's cost; 10% as second home equity loan; And remaining 10% as cash payment.

What is the 20 80 rule money?

It instructs individuals to save 20% of their monthly income, be it a traditional savings account or a brokerage or retirement account, to ensure they have enough set aside in case of financial hardship, and the remaining 80%. Use it as disposable. income,

YOU MUST READ THIS

******---------*******------******-------******

HOW TO TURN SOCIAL PHOBIA AND DEPRESSION INTO SUCCESS: The Samurai Way

Audit of Clear Pores

-------------------------------------------

**********

MONEY ADVICE

Tuesday, September 27, 2022

How To Best Sell EIGHT QUESTIONS TO ASK YOUR FINANCIAL ADVISOR

Best Eight questions to ask your financial advisor

Don't get bogged down in exact distributions, but I would argue that one-third of the changes have been forced as a result of increased rules, regulations, and internal controls; another third in response to public demands for greater transparency and cleaner procedures; And the last third resulted from the industry's natural progression towards refining their role.

I published a piece titled "Eight Questions to Ask Your Financial Advisor" in 2004. Five years later, the landscape has changed in many ways, though not fundamentally. First, the changes:

MAY YOU LIKE

GET 50000 EVERY MONTH THROUGH LIC Saral Pension Yojana, know how.

The thirteenth bear market, by my count, since the Great Depression
The housing bubble accelerates, freezes, then bursts
Mortgage derivatives failed, resulting in a banking crisis that continues as of this writing
Bernie Madoff uncovered the largest 'Ponzi scheme' and largest financial fraud in history, setting off a domino effect while uncovering a dozen (or so) other massive frauds nationally and internationally.
The financial services industry has come under heightened scrutiny and those within the industry are working faster than ever to define their roles and responsibilities.
It is this last bullet point that I want to focus on in this newly revised 2009 'edition' of the article of the same name. And in doing so, I'll also outline the fundamentals at the heart of the advisor selection process.

So how has the financial services industry changed and why? Don't get bogged down in exact distributions, but I would argue that one-third of the changes have been forced as a result of increased rules, regulations, and internal controls; another third in response to public demands for greater transparency and cleaner procedures; And the last third resulted from the industry's natural progression towards refining their role.

I won't discuss the rules - you can find them easily The public response seems obvious because most people just want to know "how it works," "what it's supposed to do," and "what it costs." Regarding the regular development of the sector, I clarify three things:

(1) There has been a clear shift from "commission-based" services to "consultative services" over various types of "fee-based" services or "brokerage services". By charging a fee for an ongoing service rather than a specific transaction, there is a belief that the advisor's interests align more closely with the client's interests over time.

(2) The focus has shifted from financial instruments to financial planning, with a focus on the client's intermediate and long-term goals and less often on firm-specific or product-specific strategies and systems.

(3) Finally, there has been a tendency towards specialization rather than generalisation. In this regard, the industry recognizes that the complexities of a family or business are as real as the complexities of the market, and therefore a range of specialists will be needed to prove a full and complete level of service. ,

It should be clear that each of the three fields has considerable diversity and momentum; Some of this stems from positive flexibility and disagreements about which approach works best. Fees include plan fees, retainer fees and asset fees. Plans include life plans, retirement plans, income plans and succession plans. And within specialization, there are internal teams, teams in formal networks, and sole practitioners The balance of this article is not to attempt to answer these details, but rather to provide you with some basic questions that will hopefully lead you in the right direction toward a solution that works for you.

RECOMMENDED POST

Deal with your accounts before you leave your activity

Without further ado, here are the new "Eight Questions to Ask Your Financial Advisor":

(1) Do you focus our efforts on a written plan based on my particular goals, using a thorough approach to financial planning?
(2) How will you communicate, initially and over time, what I'm paying you, how I'm paying you, and what I'm getting for it?

(3) Do you have any conflicts, limitations, or obstacles that I need to be aware of and if any arise, will you communicate them in the future?

(4) What is your core philosophy about your work? What results lead you to conclude that our work together is successful?

(5) Are you working as a specialist or a generalist? Regardless, who will coordinate the expertise I need over time to meet my changing needs?

(6) How often do you meet customers? What do those meetings look like and what communication methods do you use between meetings?

(7) Am I working with you directly, or through skilled assistants, and what processes should I expect as far as making and receiving phone calls, sending and receiving mail, etc.?

(8) I should not be concerned about any issue, theme or challenge despite what I hear through the media; An issue, topic or challenge I should be concerned about even though I don't hear much about it; And, how do you help me do that?

Clear communication should be a visible theme in these questions, and in this case, some things never change. So I'm done

Fees include plan fees, retainer fees and asset fees. Plans include life plans, retirement plans, income plans and succession plans. (1) Do you focus our efforts on a written plan based on my particular goals, using a thorough approach to financial planning?

MOTIVATINAL VIDEO

Talent | How Much Talent Is Required For Success | Powerful Motivational Video By Harshvardhan Jain

Khud Ko busy Rakho: Best Hindi Motivational Video | Hindi Motivational Speech

FAQ

What is the typical number of clients a financial advisor has?

In contrast, the average broker-dealer advisor has 118 ongoing client relationships, as well as 18 one-time clients and an average of 31 inactive clients.

What do the top 10% of financial advisors do?

The median annual salary for personal financial advisors in May 2019 was $87,850...the lowest 10 percent earned less than $42,950, and the top 10 percent earned more than $208,000.