How can I avoid credit card debt?

11 Effective Strategies to Avoid Credit Card Debt and Maintain Financial Wellness

Introduction

Credit cards can be powerful financial tools when used responsibly, but they can also lead to debt if mismanaged. The allure of easy spending and deferred payments can sometimes tempt individuals into accumulating excessive credit card debt. However, with the right strategies and habits, you can steer clear of credit card debt and maintain financial wellness. In this article, we will explore 11 effective strategies to help you avoid credit card debt and stay on a path of financial stability.